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A strong service ethic - for you and your clients

We're focused on delivering a personalized service approach to support you and your clients.  

Outstanding client services and support

  • Dedicated Annuity Specialists respond quickly to your needs.
  • Our eService Center provides you and your clients with easy access to account values, portfolio allocations, transactions, and more.
  • Toll-free service line staffed by experienced customer support representatives.
  • Round-the-clock access to information via our voice response system.

Convenient service tools for you

  • Book of Business (BOB) - Your one-stop shop to view all of your annuity business.
  • Pending Business - View all of your pending business.
  • Client Event Reports - View who needs to take RMDs and more.
  • Fillable forms allow you to be ready for every client presentation and close.

Not all products are available in all states and product features may vary by state.  Variable annuities are not available in New York.

An annuity is intended to be a long-term, tax-deferred retirement vehicle. Earnings are taxable as ordinary income when distributed, and if withdrawn before age 59½, may be subject to a 10% federal tax penalty. If the annuity will fund an IRA or other tax-qualified plan, the tax deferral feature offers no additional value. There are charges and expenses associated with annuities, such as deferred sales charges for early withdrawals. Variable annuities have additional expenses such as mortality and expense risk, administrative charges, investment management fees and rider fees. Variable annuities are subject to market fluctuation, investment risk and loss of principal.

This information should not be considered tax advice. You should consult your tax advisor regarding your own tax situation.

Guarantees are based on the financial strength of the issuing company.

Products are not federally (FDIC/NCUA) insured – May lose value – No financial institution guarantee.

You should consider the investment objectives, risks, charges and expenses of a portfolio and the variable insurance product carefully before investing. The portfolio and variable insurance product prospectuses contain this and other information. You may obtain a copy of the prospectus by contacting us. Please read the prospectuses carefully before investing.

Top Forms

For your convenience, we've posted our most requested service forms here. To access all client forms, please log in to the website or give us a call: 1-800-362-3141. 

An annuity is intended to be a long-term, tax-deferred retirement vehicle. Earnings are taxable as ordinary income when distributed, and if withdrawn before age 59½, may be subject to a 10% federal tax penalty. If the annuity will fund an IRA or other tax-qualified plan, the tax deferral feature offers no additional value. There are charges and expenses associated with annuities, such as deferred sales charges for early withdrawals. Variable annuities have additional expenses such as mortality and expense risk, administrative charges, investment management fees and rider fees. Variable annuities are subject to market fluctuation, investment risk and loss of principal.

This information should not be considered tax advice. You should consult your tax advisor regarding your own tax situation.

Guarantees are based on the financial strength of the issuing company.

Products are not federally (FDIC/NCUA) insured – May lose value – No financial institution guarantee.

You should consider the investment objectives, risks, charges and expenses of a portfolio and the variable insurance product carefully before investing. The portfolio and variable insurance product prospectuses contain this and other information. You may obtain a copy of the prospectus by contacting us. Please read the prospectuses carefully before investing.

How to Start Selling with Us

  1. Step One: To begin selling our annuities, your Broker/Dealer (B/D) or Agency must establish and execute a Selling Agreement with us. The Selling Agreement specifies which annuity products are available to sell through your Broker/Dealer or Agency. Note: Minnesota Life does not write business in New York.  Securian Life does offer fixed products in New York.
  2. Step Two: We'll work closely with your B/D or Agency to establish a solid working relationship, clarify roles and responsibilities and assist getting the B/D or Agency appointed with us. If you have questions about this process, call our Sales Desk at 1-866-335-7355. Once the selling agreement is established, the producer appointment process can begin.

 

Getting Appointed - Producers with B/D's or Agencies

In order for you to sell our annuities, you must be appointed by Minnesota Life and/or Securian Life. Each licensed producer who wants to sell our annuities will need to provide the following:

  • Appointment Data Sheet
  • Copy of your state insurance license for each state where you would like to be appointed.
  • Copy of your FINRA (NASD) Registrations with current employers (if applicable).

Forward your completed appointment form and supporting documents to your B/D or Agency.  After your B/D or Agency has authorized the appointment request, they will mail or fax the paperwork to:

400 Robert Street North
St. Paul MN 55101-2098
Fax #: 651-665-7256


Getting Contracted - Brokers Contracting with Us via IMOs

Due to the Brokerage Compensation structure, you will need to contact your IMO for the appropriate appointment form, contracting agreement, and supplemental forms to complete.  Your IMO will need to authorize that paperwork and forward it to us.  Once our company executes your final agreement, you will be provided a producer code.

General Licensing & Appointment Guidelines

Any individual soliciting insurance products must be licensed and appointed as follows:

  • in the state where the broker resides,
  • in the state where the contract owner resides, and
  • in the state where the contract owner signs the application.


Minnesota Life issues policies in the following states currently classified as a pre-appointment states.  In Pennsylvania, an appointment must be approved before first solicitation occurs, for all products.  In Wisconsin, an appointment must be approved before solicitation of Annuity and Long Term Care products (this includes Life products that have the LTC Agreement). 

Applications received that are signed prior to the producer's appointment effective date will not be accepted and will be returned.

All others are considered concurrent submission states. These states do not require a producer to be appointed prior to submitting their first contract application to the issuing company. We will begin our review of an application and file a notice of appointment if, at the same time the application is submitted, we receive completed appointment paperwork and we determine that our primary appointment criteria has been met.

For Brokers contracting with us, please note that any assignee must be licensed in the assignee's resident state.

 

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