PLEASE READ THESE TERMS CAREFULLY. IF YOU DO NOT AGREE WITH ANY OF THESE TERMS, DO NOT
ACCESS OR OTHERWISE USE THIS WEB SITE OR ANY INFORMATION CONTAINED ON THIS WEB SITE. YOUR
ACCESS AND USE OF THIS WEB SITE CONSTITUTES YOUR AGREEMENT TO ABIDE BY EACH OF THE TERMS SET
FORTH BELOW.
Securian Financial Group, Inc. ("Securian") provides this web site (the "Site"), subject
to the following Terms of Use, which may be updated by us from time to time without notice.
This Site provides you with certain services, including but not limited to, access to
information about the products and services offered by Securian's affiliates. Use of this Site
and the services are subject to the Terms of Use and all applicable laws. By using the Site,
you agree to abide by all of the terms and conditions set forth in this notice. Unless stated
otherwise, any new services and materials added to this Site also will be covered by these
Terms of Use.
Registration
In order to use certain Services on this Site, you may have to register. You agree to
provide true, accurate and current information about yourself as prompted by the registration
and application forms on this Site. If any information you provide is untrue, inaccurate,
incomplete or not current, or if Securian or any Affiliate has reasonable grounds to suspect
that such information is untrue, inaccurate, incomplete or not current, Securian, in its sole
discretion, has the right to suspend or terminate your access to the Site. Further, you agree
that Securian will not be liable to you or any third party if Securian terminates your access
to the Site, and the Services or Materials thereon, for any reason.
Agent Licensing
You are not permitted to use any Information or Material from this site to sell, solicit,
or negotiate any contract of insurance on behalf of a Securian affiliate unless you are
properly licensed as an insurance agent and, where required, appointed to the affiliate as
required by the laws of the applicable state.
Copyrights/Trademarks
"Securian" is a trademark of Securian Financial Group, Inc. and is licensed for use by
Securian Financial Group's subsidiaries (Minnesota Life Insurance Company, Securian Life
Insurance Company, Securian Financial Network, Inc., Securian Financial Services and Securian
Trust Company, N.A.). All service marks and logos located on the Site are owned by Securian
Financial Group, Inc. unless otherwise indicated. All Materials are Securian's property, unless
otherwise indicated. All Materials are protected by United States copyright laws and all other
applicable laws. Removal or reproduction, by any means, of any Materials, logo, trademark,
service mark, or the name of Securian or its affiliates, is expressly prohibited without the
prior written consent of Securian.
Disclaimer
Information on this web site is provided "AS IS" without warranty of any kind, either
express or implied, including, but not limited to, the implied warranties of merchantability,
fitness for a particular purpose, or non-infringement. Some jurisdictions do not allow the
exclusion of implied warranties, so the above exclusion may not apply to you. The data set
forth on this website is for informational purposes only, and no warranty is made that the
information is error-free. Please note that once you leave this site, either by using a link we
may have provided for your convenience or by specifying your own destination, Securian accepts
no responsibility for the content, products and/or services provided at these non-Securian
sites. Securian does not control, endorse, promote or have any affiliation with any other web
site unless expressly stated on this site.
IN NO EVENT WILL SECURIAN BE LIABLE TO ANY PARTY FOR ANY DIRECT, INDIRECT, SPECIAL OR
OTHER CONSEQUENTIAL DAMAGES ARISING OUT OF ANY USE OF THIS WEB SITE, OR ANY OTHER HYPER-LINKED
WEB SITE, INCLUDING, WITHOUT LIMITATION, ANY LOST PROFITS, BUSINESS INTERRUPTION, LOSS OF
PROGRAMS OR DATA ON YOUR EQUIPMENT, OR OTHERWISE, EVEN IF WE ARE EXPRESSLY ADVISED OF THE
POSSIBILITY OR LIKELIHOOD OF SUCH DAMAGES.
Information on this Site may contain inaccuracies or errors. Information may be changed
or updated without notice. We have no obligation to update information presented on this Site,
so information contained herein may be out of date at any given time. We may also make
improvements and/or changes in the products and/or programs described in this information at
any time without notice.
Notices
Notices from Securian and its Affiliates to you regarding your use of the Site will be
made by e-mail or regular mail, in the sole discretion of Securian or the applicable Affiliate,
unless otherwise required by law or contract.
Registration
Securian reserves the right, at its sole General Terms, to change, modify, add or remove
any portion of these Terms of Use in whole or in part, at any time without notice; you should
periodically revisit this Site to review the current terms and conditions by which you are
bound. Changes in these Terms of Use will be effective when posted. Your continued use of the
Site after any changes to these Terms of Use are posted will be considered acceptance of the
changes.
Securian may terminate, change, suspend or discontinue any aspect of the Site, including
the availability of any features of the Site, at any time without notice. Securian may also
impose limits on certain features and services or restrict your access to all or parts of the
Site without notice or liability.
The Terms of Use constitute the entire agreement between Securian and you in connection
with your use of this Site, the Services and the Materials. Any cause of action you may have
with respect to your use of this Site must be commenced within one (1) year after the claim or
cause of action arises. If for any reason an arbitrator or a court of competent jurisdiction
finds any provision of these Terms of Use or portion thereof, to be unenforceable, that
provision shall be enforced to the maximum extent permissible so as to effect the intent of
these Terms of Use, and the remainder of the Terms of Use shall continue in full force and
effect. In the event of termination, the disclaimers and limitations of liabilities set forth
in the Terms of Use will survive.
The Terms of Use will be deemed to include all other notices, policies, disclaimers and
other terms contained in this Site and in other contracts that you may have executed with
Securian
Governing Law
These Terms of Use shall be governed by the laws of the State of Minnesota.
