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Prospectus

MultiOption® Guide B Series Variable Annuity

Morgan Stanley Variable Insurance Fund, Inc.

Morgan Stanley VIF Emerging Markets Equity - Class II

Summary Prospectus

Statutory Prospectus

style="text-align: center; padding: 10px"> First quarter holdings report

Semi-Annual Report

Third quarter holdings report

Statement Of Additional Information

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These materials are for informational and educational purposes only and are not designed, or intended, to be applicable to any person's individual circumstances. It should not be considered investment advice, nor does it constitute a recommendation that anyone engage in (or refrain from) a particular course of action. Securian Financial Group, Inc., and its subsidiaries, have a financial interest in the sale of its products.

Securities are distributed by Securian Financial Services, Inc., member FINRA. 400 Robert Street North, St. Paul, MN 55101-2098.

Insurance products are issued by Minnesota Life Insurance Company or Securian Life Insurance Company, a New York authorized insurer. Minnesota Life is not an authorized New York insurer and does not do insurance business in New York. Both companies are headquartered in Saint Paul, MN. Product availability and features may vary by state. Each insurer is solely responsible for the financial obligations under the policies or contracts it issues.

Securian Financial is the marketing name for Securian Financial Group, Inc., and its subsidiaries. Minnesota Life Insurance Company and Securian Life Insurance Company are subsidiaries of Securian Financial Group, Inc.

©2006-2018 Securian Financial Group, Inc. All rights reserved.

DOFU 8-2023
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